*** Proof of Product ***
Exploring the Essential Features of “Financial Analysis for Credit – Lisa Dorian – CFI Education”
Financial Analysis for Credit
Explore the nuances of analyzing a company’s financial statements for the purpose of understanding its creditworthiness
- Understand debt as a funding source in specific detail
- Calculate key financial ratios then conduct vertical and horizontal analysis
- Dive into the unique challenges facing commercial lenders with private market borrowing clients
Overview
Financial Analysis for Credit Course Overview
This Financial Analysis for Credit course looks at the methods and techniques used by credit analysts and commercial bankers within the industry. This course will teach students how to conduct both horizontal and vertical analysis using ratio analysis to develop an understanding of a company’s financial standing. Additionally, students will learn how to perform industry benchmarking using information derived from the three financial statements to evaluate a company’s performance and what those numbers mean in the context of a lending scenario. This course provides a real-world perspective and takes a hands-on approach to outlining how a credit analyst or commercial banker should evaluate the liquidity, leverage, and coverage of a company. The practical exercises and methods explored in this course will be useful for any credit professional or financial analyst that wishes to work in commercial banking, business banking, lending, risk management, or underwriting.
Financial Analysis for Credit Learning Objectives
Upon completing this course, you will be able to:
- Understand the components that go into financial analysis
- Calculate the key performance ratios that credit professionals use to assess a company’s profitability and efficiency
- Calculate the key financial ratios that credit professionals use to assess a company’s liquidity, leverage, and coverage
- Undertake a vertical analysis to determine profitability from the income statement and proportionality from the balance sheet
- Undertake horizontal analysis to spot trends and analyze their meaning
- Perform industry benchmarking
- Assess an organization, its competitive advantage, and its management team.
Who should take this course?
This Financial Analysis for Credit course is designed for current and aspiring credit analysts, lending professionals, risk management professionals, and commercial bankers seeking a more comprehensive understanding of financial analysis and its applications in the credit industry. This course provides an in-depth look at the different analysis techniques used by credit professionals within the industry. By providing students with the relevant methodologies used within the financial sector, this course aims to empower the skillsets of current and future banking professionals.
What you’ll learn
Introduction
Introduction
Learning Objectives
Download Course Files
Vertical & Horizontal Analysis
Financial Analysis Overview
Performing Financial Analysis
Forms of Financial Analysis
Introducing Ratio Analysis
Breaking Down the Income Statement
Gross Profit Margin
Operating Profit Margin
EBITDA Margin
Net Profit Margin
Vertical Analysis Demonstration
Horizontal Analysis
Interactive Exercise 1
Benefits of Horizontal Analysis
Horizontal Analysis Demonstration
Benchmarking
Benchmarking Demonstration
Download Complete Files
Efficiency & Liquidity
Efficiency and Liquidity
Breaking Down the Balance Sheet
Efficiency Ratios
Working Capital
Working Capital Ratios Example
Interactive Exercise 2
Midway Check-in
Liquidity Ratios
Liquidity Ratios Example
Leverage
Leverage and Capital Structure
Breaking Down the Cash Flow Statement
Cash Flow Analysis
Debt as a Funding Source
Effective Capital Structures
Equity – Common Shares
Interactive Exercise 3
Equity – Preferred Shares
Equity – Preferred Shares Example
Equity – Retained Earnings
Leverage Ratios
Debt to Equity
Total Liabilities to Tangible Net Worth
Debt to EBITDA
Interactive Exercise 4
Related Party Loans
Leverage Ratios Example
Coverage
Coverage Ratios
Loan Pricing
Interactive Exercise 5
Interest Coverage Ratio
Debt Service Coverage Ratio
Coverage Ratios Example
Download Complete Files
Additional Credit Analysis Topics
Loan Amortization
Sources and Uses of Funds
Compensation
Information and Document Collection
Interactive Exercise 6
Credit Analysis Worksheet
Credit Analysis Worksheet Introduction
Debt Inputs
Profitability and Coverage
Leverage
Efficiency and Liquidity
Credit Analysis Worksheet Summary
Download Complete Files
Conclusion
Summary
Qualified Assessments
Qualified Assessment
Please see the full list of alternative group-buy courses available here: https://lunacourse.com/shop/
