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Exploring the Essential Features of “Private Wealth Academy – Half Your Mortgage+Private Banking Secrets“
THE MATHAMATICAL FORMULA TO
HALF YOUR MORTGAGE
WITHOUT PAYING $1 EXTRA… EVER!
This is hands-down the best education on this topic in the world and it will save you enormous amounts of money – as long as you follow all our directions.
If you’re like me, you’ve looked at your mortgage statements and seen how those monthly payments barely make a dent in the principal balance. But today that’s all about to change… because you’re about to discover a mathematically proven method of paying off your mortgage in 5-7 years using only your current income!
39.45 MILLION people have used this ‘secret’ before! 90% of all homeowners in Australia (7.7 million since 1994), 68% in Canada (11.5 million since 1998) and 30% in the UK (20.2 million since 2001) have used this strategy for themselves!
That’s why those same countries have the most people who own ‘2 or more debt-free residential properties’. 72% of all Australians, 12% of all UK citizens and 10% of Canadians. Again, it’s math – not magic! And we’ll methodically show you how this strategy really works!
Why are we so confident? Believe it or not, 100% of Americans used this strategy before 1913 to pay off their homes! And once again, the strategy is spreading like wildfire with people paying their homes off in 5-7 years. Your income, your lifestyle – NOTHING has to change!
The Average Students Saves $14,500.00 Every 6 Months!!!
This simple strategy is astounding – almost too good to be true – if we didn’t show you the simple math below. If that weren’t enough, we’ll be covering advanced strategies to pay off the home in even less time!
How? We just change where our money is held – nothing else! We keep our money in the bank’s operating account, just like your checking or savings accounts, but this is called a Home Equity Line Of Credit (HELOC). A HELOC, like any checking account, allows your money to freely go in and out.
So if a person needed money, they could go down to their bank and say, “My house is worth $100K and I owe $50K on that mortgage with you – can I get $25K?” And they’d give $25K, same day, and that person would pay interest on $75K now.
In fact, corporations and businesses have been using lines of credit, called sweep accounts, for almost 150 years! It’s not a difficult concept, but it takes a lot of education to avoid making mistakes.
Your monthly payment won’t increase; in fact, as time progresses you’ll lower the monthly payments!
Homeowners across America have been taught that paying on a mortgage for up to 30 years is just something that you have to do if you want to own a home.
The problem with this – is that it’s simply not true! The reality is that homeowners now have a choice. You can either continue to pay on your mortgage for up to 30 years, OR you can have your mortgage paid off in as little as 5 – 7 years and convert your debt to wealth!
The banks are very good at building wealth with your money. Now, it’s your turn.
And yes, you can use this to pays off ALL your debts too!
THE 8 CORE MODULES
Half Your Mortgage
Learn how to cut your mortgage in half in time and save up to 87% on your total interest payments! If you’ve ever wondered how to own 3-4 homes free and clear within 30 years – this is how you do it! Real estate investors will have a ‘hey-day’ in every economic climate with the ability to pay less for any loan and utilize other parts of this program to turn a $500K investment into $10M within 30 years!
The 7 Scams of Every Mortgage
EVERY mortgage contains multiple in-built scams (junk fees, MIP, MI, escrow, etc.) inside of each contract you sign? It’s a harsh reality we all have to face, but you’ll learn the tricks and how to avoid them – forever! If that doesn’t deliver insane value, then you’ll at least walk away never looking at a mortgage in the same way. You’ll learn the truth of the entire banking system and the wool that has been pulled over our collective eyes!
HELOC Secrets
It’s not just any old HELOC that works with this strategy. That’s why learning the secrets of virtually every HELOC (despite the variety available) and how you can find the perfect equity line for your situation. Whether you’re learning about interest rate immunity, how to avoid 100% of all freezes and calls, AVM vs appraisals or The Rule of 72, you’ll be able to operate a HELOC in both the best and worst economic times – and profit!
Bank Questionnaire
Ever wonder what questions you need to ask a banker who doesn’t realize what a HELOC is or how it can work to pay off your mortgage faster – certainly needs to be COACHED on how to create this financial vehicle for you! Whether you choose a bank from our list or you want to look around elsewhere – this questionnaire will get any loan officer on the same page with you and have you set up in the correct HELOC – first time!
Our Secret Bank List
We’ve vetted over 1000+ banks and had to cut over 90% of them because of our tight standards and requirements when it comes to delivering the best rates and HELOCs for our students. This list alone is worth the price of admission, and it is constantly updated so you are a lifetime member with the ability to see what the best banks are years from now!
Real Estate Investing Secrets
HELOCs can be a perfect investing opportunity due to the leverage created when you save up to 87% on interest payments, have variable payments, potentially lower interest rates and so much more! That’s why we’ve outlined the proper LTVs, requirements and actions to take whether you want to: purchase investment properties, rentals, vacation homes and even house flipping!
Private Banking Secrets
What if we could take any HELOC equity available and turn it into a 4.5% guaranteed return on investment – and even found ways to push that up to potentially 11% return on investment year after year? Then you’re putting any spare money to work for you while earning amazing yields. If that weren’t enough, the private banking program allows you to withdraw up to 100% of the investment for 100% liquidity. So if you want to invest in additional things, you’ll receive a guaranteed rate of return while keeping full liquidity.
High Credit Secrets
Anyone with a credit score under 640 will benefit greatly from the credit secrets shared inside. With the ability to increase your credit score by 100 points in 100 days, there is a certain ability to qualify for even the most stringent HELOCs. In turn, a higher credit score will have the bank issue lower interest rates – huge savings!
Please see the full list of alternative group-buy courses available here: https://lunacourse.com/shop/
