*** Proof of Product ***
Exploring the Essential Features of “Scott Powell – Loan Security – CFI Education”
Loan Security
What makes for good collateral that gives lenders some comfort in the case of default? Unpack how collateral can influence loan structure!
- Structure prudent loans by understanding the roles different collateral can have
- Apply the MAST framework to evaluate security and some ways to value them
- Understand how legal counsel protects borrowers and lenders
Overview
Loan Security Course Overview
This loan security course will teach you how to manage the risk of a loan by using security. We will discuss different types of security, including General Security Agreement (GSA), guarantees, fixed charge and floating charge security, and various types of assets used as collateral. Then, we will explore how to evaluate the quality of the security.
We will look at a real-world example for each type of security and demonstrate how to identify the best security for the loan application. Finally, we will discuss the role of legal counsel and security registration and documentation.
Loan Security Learning Objectives
Upon completing this course, you will be able to:
- Compare different types of security and assets used as security
- Determine the security value of different assets based on MAST principles
- Identify the most appropriate security to minimize the risk of the loan
- Discuss the role of legal counsel and the importance of legal representation
Who should take this course?
This loan security course is perfect for any aspiring credit analyst working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
What you’ll learn
Introduction
Introduction
Downloadable Files
Types of Security and Assets
An Overview of Security
Direct Security
General Security Agreement
Types of Assets Used as Security
Interactive Exercise 1
Indirect Security
Corporate and Personal Guarantees
Letter of Comfort
Interactive Exercise 2
Evaluating Security Assets
Evaluating Security
Evaluating Security Quality Example
Interactive Exercise 3
Evaluating the Quality of Account Receivable and Inventory
Aged Receivable List
Evaluating the Quality of Equipment and Real Estate
Valuing Machinery and Equipment
Valuing Real Property
Real Estate Appraisal
Interactive Exercise 4
Case Study Question
Case Study Debrief
Case Study – Security Summary
Legal Counsel
Role of the Legal Counsel
Opinion Letter
The Importance of Legal Representation
Security Registration and Documentation
Interactive Exercise 5
Conclusion
Summary
Qualified Assessment
Qualified Assessment
Please see the full list of alternative group-buy courses available here: https://lunacourse.com/shop/